Juggling school and life

I'm different from a lot of other women who 'go back to school' in that I don't have children and or a job while trying to go back to school. That changes things quite a bit compared to the things other women my age have to deal with, and for that I am grateful. Honestly I don't know how they do it, I'm swamped and I just have dogs and a bum foot to deal with.

It's funny how life turns out, and I'm very happy with where mine is, but it's not what I envisioned when I was younger. My timing is wonderful too, I'm going to be graduating in one of the worst economies in my or my parent's lifetimes and trying to get a job that will pay enough to not only life but to pay off the student loans I've acquired. At least I was able to get the student loans, that is something I guess.

I don't regret my choice on going back to school but I do wish I had done this 15 years ago. If I had then I would have a good 15 years experience and be established in my profession, with potentially really good job security vs starting out with little to no experience in my *cough* mid thirties saddled with obnoxious amounts of student loans.

Something needs to be done, I watched the DOW down almost 800 points at one point in time today, though it closed around 350 down. Putting my money in a savings account looks more and more attractive, and that really saddens me. I'm not even going to look at any investment accounts, though this trip this summer may be to Latin America instead of Europe simply due to funds. I'm just hoping things will rebound between now and then and prices on luxuries (like trips) will drop due to demand.

I'm actually tempted to pull my money out of the money market account and just pay down my home equity line of credit as I'm not making more on the money market than I'm paying on the line of credit anymore. I don't want to panic though and it would kill me if things recover before I pay for this trip. I'm not putting any MORE money into it right now, beyond my minimal monthly contributions. Any extra money is going to that line of credit and save me the interested between now and when I need to use it.

I never would have thought that a high interest savings account would be so attractive.