Oh Health Insurance... again

Part of going back to school in my 30's includes health insurance issues. My school does not provide anything and all of the 'Student Health Insurance' things I found on the web are for people 29 and below. Because I have 'pre-existing conditions' even though I've never been hospitalized and am general good health (no blood pressure issues, not overweight, bloodwork is great etc) I can't get private health insurance.

This leads me to the Major Risk Medical Insurance Program which I finally signed up for today. The only one of their plans I can even remotely afford is Kaiser, a network here in Cali that is like an HMO, totally inclusive. I"m not happy about having to switch doctors but I just can't afford anything else.

So I hopefully switch over Jan 1, I'm paying about 100 less than the plan I"m on now (just raised again out of my price range) and my prescriptions are much cheaper. Hopefully I can find a good primary care for my once yearly checkup and in case I get sick or something.

This is a huge hassle that has taken up a lot of my time. Health care shouldn't be this difficult.